The Vision
YieldCircle is the Universal Financial Hub for Communities. We bridge traditional social trust with institutional DeFi infrastructure, allowing users to earn performance yield while maintaining 100% asset preservation.
Performance-First Growth
A 5% performance fee ensures absolute alignment—we only monetize when our members' capital grows.
Mathematical Security
150% Over-collateralization makes exit fraud financially irrational, protecting the group's "tail-enders."
The Platform Experience
From social onboarding to sophisticated governance: a complete "Operating System" for community wealth.
Access
Portal.
Privy-powered secure entry.
01. Identity
Social login & MPC wallet generation.
New Circle
02. Organizer
Select Aave, Morpho, Lagoon, or Veda vaults.
Members
8/1003. Social Lobby
Member grid with Leader badge & auto-generated TG.
Total Net Worth
$8,240.50
04. Asset Wallet
Track collateral health & accrued yield per group.
Command
Available Pot
$1,000
05. Rotation
Live timeline of payouts & turns.
Turn NFT Market
Turn #3
Next Month
+$50 Fee
Turn #9
Nov 2026
Base
06. Liquidity
Secondary market for turn positions.
Governance
Requires 60% consensus to unlock treasury.
07. Governance
Multi-proposal voting system.
YieldBot
Online
ETH collateral drop detected. Please check health factors.
08. Social Chat
Integrated YieldBot & Community chat.
Shielded Ops
Ethereum
Privacy Mode
Shielded
09. Privacy
Anoma-powered multichain deposits with compliant privacy.
Who is this for?
Empowering high-trust social circles with professional finance.
Telegram Groups
Turn active chat groups into powerful economic units. Pool capital for alpha plays or shared goals.
Co-workers
Build team morale by saving for a shared annual trip or retirement milestone with zero friction.
Online Friends
Distance doesn't matter. Friends from anywhere can use Anoma to join the same pot from any chain.
Influencers
Launch exclusive "Fan Circles." Monetize community trust while helping followers grow wealth.
Community Operating System
Tools that turn a simple group chat into a sophisticated, autonomous financial organization.
On-Chain Voting
Democratic control. Members sign transactions to switch yield strategies or unlock emergency funds. 60% Consensus.
Radical Transparency
Real-time dashboards show exactly where funds are (Aave/Veda) and how much yield is generated. No black boxes.
Chat Native
"YieldBot" integrates directly into Telegram/Discord. Get pinged for payouts, votes, and yield updates where you already talk.
AI Investment Strategist
Ask Gemini about specific market conditions, regulatory frameworks, or technical deep-dives.
The Blueprint
Frictionless cross-chain community wealth lifecycle.
Connect
Community formation via Telegram. User generates Shielded Join Intent.
Stake
150% Collateral staked into multichain yield vaults.
Earn
Yield generation (8-12% APY). Automated rotation via Enforcer.
Receive
Turn-based payout received shielded and preserved.
Sustainability
Aligning protocol revenue with member success via performance-based scaling.
Pitch FAQ
Valuation
Why $5M Valuation?
Reflects the defensibility of our multichain intent stack and the massive scalability of a performance fee on DeFi yields.
Yield Source
Where does the yield come from?
Our vault strategies integrate with trusted protocols like Aave, Morpho, Lagoon, and Veda to generate optimized returns.
Social Bonds
Does this replace trust?
No, it secures it. By automating the awkward parts of lending (collections & reminders), we remove social friction so friends can focus on the shared goal.
Coordination
How do groups talk?
YieldCircle automatically generates a dedicated Telegram Group for every new circle, bridged to our "YieldBot" for real-time updates.
Governance
Who controls the pot?
The community has full sovereignty. A 60% consensus vote can switch yield strategies, approve emergency wind-downs, or modify circle parameters.
Legal
Is this compliant?
YieldCircle is a non-custodial tool. Groups operate as private clubs. Our ZKP privacy layer allows individuals to prove tax compliance without exposing the group's entire financial history.
Connect with Founder.
Join our Telegram Builder Group for Pre-Seed updates.